Roth Ira Contribution Limits 2024 Calculator App. Iโm 60 with $65k in pension income and $100k in my ira. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you're married and file.
Eligible individuals under age 50 can contribute up to $7,000 for 2024. If you’re age 50 and older, you can add an extra $1,000 per.